Our Services
Comprehensive financial solutions designed for flower farm workers
Loan Products
Six loan products tailored to meet your diverse financial needs
Normal Loan
1% p.m. reducing balance
Our flagship loan product with competitive rates and flexible repayment terms.
Eligibility Requirements
- 6 months active membership
- 2/3 of salary rule applies
- 100% guarantee required
- Valid National ID or Passport
- Recent payslips (last 3 months)
- Guarantor details & signatures
Loan Application Process
Simple 8-step process to get your loan approved
Visit SACCO Office
Come to our office or contact us
Fill Application Form
Complete the loan application form
Submit Documents
Provide ID, payslips, and guarantor details
Guarantor Approval
Your guarantor signs the guarantee form
Credit Committee Review
Application reviewed by credit committee
Loan Approval
Receive approval notification
Sign Loan Agreement
Sign the loan disbursement agreement
Disbursement
Funds deposited to your account
Savings Accounts
Build your financial future with our savings products
Share Capital
Min. KES 10,000
Your ownership stake in the SACCO. Share Capital represents your equity and voting rights.
- Earn annual dividends based on SACCO performance
- Voting rights in AGM and decision-making
- Transferable to another member upon exit
Member Deposit
Min. KES 500/month
Monthly savings that grow your loan eligibility and earn interest.
- Earn competitive interest rates on your deposits
- Builds your borrowing capacity (3× your deposits)
- Flexible contribution amounts (min. KES 500)
- Withdrawable with 60 days notice