Become a Member
Join hundreds of flower farm workers building their financial future
Membership Benefits
Why join Hyperflora SACCO?
Access to Affordable Loans
Borrow up to 3× your deposits at competitive interest rates starting from 1% p.m.
Strong Saving Culture
Build financial discipline through regular savings and watch your wealth grow over time.
Dividends & Interest Earnings
Earn dividends on your Share Capital and interest on Member Deposits annually.
Ownership & Decision-Making
As a member-owner, you have voting rights and influence on SACCO policies and direction.
Financial Security & Emergency Support
Access emergency loans quickly when unexpected situations arise. Your safety net is ready.
Opportunity to Build Wealth
Collective financial strength means better returns, services, and long-term wealth building.
Membership Requirements
What you need to become a member
- Must be employed at Kariki Ltd, Carzan Ltd, The Flower Source, or Mutimayu Ltd
- Valid National ID or Passport
- Registration fee: KES 500 (one-time)
- Minimum Share Capital: KES 10,000
- Minimum Monthly Deposit: KES 500
- Commitment to regular contributions and adherence to SACCO by-laws
How to Join
Simple 3-step process to become a member
Visit Our Office
Come to our office at Kariki Farm, Nanyuki and meet our friendly staff
Pay Registration Fee
One-time registration fee of KES 500 to activate your membership
Start Contributing
Begin your Share Capital (KES 10,000) and Monthly Deposits (min. KES 500)